中文摘要：

基于泰尔指数和GIS地图技术分析了2001年以来中国区域经济和区域金融发展差异。研究表明：全国省域层面金融发展差异显著小于经济发展差异,经济发展差异呈缩小趋势,而金融发展差异呈扩大趋势;经济发展差异主要由四大板块间差异形成,而金融发展差异主要由东部10个省份间差异形成;金融发展格局显著不同于经济发展格局,区域经济发展表现出显著的地带性差异,区域金融发展没有表现出地带性差异,西部省份金融比率提升显著,中部6个省份经济增长提速明显,但金融发展显著滞后。这意味着在区域层面上,经济发展只是影响金融发展的因素之一,其他因素如国家宏观调控、金融空间组织、金融机构的信用区域分配等都会影响区域金融发展。

英文摘要：

Based on Theil index and GIS,the paper compares regional disparities of economic and financial development in China. The results indicate that regional disparity of financial development is much less than that of economic development. Since 2001,regional disparity of economic development has reduced and that of financial development has widened. Regional disparity of economic development mainly resulted from the difference of Chinese four major economic regions,and regional disparity of financial development mainly results from the differences between Chinese east provinces. Regional disparity of economic development show significant differences between economic zones and that of financial development has not displayed this characteristic. These indicate that the relationship between regional financial development and regional economic development is not simple positive correlation; many factors such as state macro-control,financial spatial organization and credit allocation of financial institutions all can affect the regional financial assets.