中文摘要：

大陆法系的票据法立法理念经历了以票据汇兑、支付功能为中心到以票据流通为中心的过程,其中包含了法国与德国票据法学者的智慧贡献,同时也为他国提供了票据法研究的范本。比较我国现行《票据法》,其立法理念是以流通为中心,却采用了以安全支付为中心的制度设计,这无疑违背了票据自身的发展规律,也不符合国际上的通行做法。法律制度应该以其稳定性和可预期性成为秩序的基础和外在的表现,并要符合社会的发展需求。现有的票据制度框架根本无法完全解释电子票据和票据融资的问题。回归票据流通的本质,遵行票据法思维的特有规律,制定稳定性和可预期性的制度,票据法才有未来。

英文摘要：

Introduced to Negotiable Instruments of Germany and France, the idea of Negotiable Instruments was designed from the center of pay to the center of circulation. Compared with our country, the law was designed from the center of circulation to the center of safety. This obeys the rule by itself. Legal system should be an order for its stability and predictability and the basis of the performance. There is a question that electronic-draft and bill financing as a new problem can not be solved currently. Return to the ideal of circulation is the best way.