供应链金融创新具有巨大的发展潜力,但其风险来源也非常复杂。本文将供应链金融的复杂风险归纳为系统和非系统两大类,基于供应链金融风险评估的原则构建了评估指标体系,并简单介绍了层次分析方法在供应链金融风险评估中的应用。研究结果将供应链金融的系统风险分为宏观与行业系统风险和供应链系统风险,将供应链金融的非系统风险分为信用风险、存货变现风险和操作风险,并展示了供应链金融风险的评估过程。
Supply chain finance has a lot scope to develop, but its risk sources are very complicated. This paper divides supply chain financial risk into system risk and non - system risk, builds index system of risk assessment based on risk assessment principle of supply chain finance, and introduces the application of Analytic Hierarchy Process into risk assessment of supply chain finance. The research result divides system risk into system risk of supply chain and system risk of macro - economy and industry, divides non - system risk into credit risk, liquidity risk and operation risk, and analyzes risk assessment process of supply chain finance.