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中文摘要：
基于金融业在山西转型发展的重要作用,首先对山西金融业的发展现状进行了阐述,运用SPSS统计方法,从服务创新的角度,在创新基本情况、创新资源、创新障碍三个方面分析了其创新现状,并得出影响山西金融业创新的主要因素为：组织因素、市场因素、创新成本、外在法规,在此基础上提出了加速山西金融业创新发展的建议.
英文摘要：
The financial industry plays an important role in transformation development in Shanxi province. The current situation of the financial industry development in Shanxi province is explained. And then, from the perspective of service innovation, the current situation of the innovation is analyzed using SPSS software based on the three aspects including the basic situation in innovation, innovation resources and innovation barriers. It is concluded that the main factors influencing the financial innovation in Shanxi province are： organizational factor, market factor, the innovation cost and external regulations. In terms of the analysis and conclusion, suggestions are put forward that the innovation and development of financial innovation in Shanxi must he sped up.
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