中文摘要：

根据普惠金融指数,构建村镇银行发展的评价指标,从广度、宽度、深度、可获性和可持续性对村镇银行的发展进行测度,进一步分析影响村镇银行发展的政府干预、市场化进程以及金融供求缺口因素,提出促进村镇银行发展的普惠对策。

英文摘要：

The evaluation indexes of rural bank development are built up according to financial inclusion index, and then they are used to evaluate rural bank development from the aspect of breadth, width, depth, availability and sustainability. Further, the factors that influence rural bank development including government intervention, marketization and financial gap are discussed. Finally, this paper puts forward inclusive countermeasures to improve rural bank development.