农产品质押融资是存货质押融资的具体化,对破解涉农企业的融资困局具有重要意义。但农产品具有慢速变质、易腐蚀、难存储、难运输等特征,这致使业务开展过程中存在较多的风险,所以探索农产品质押融资风险防范问题非常必要。在系统梳理供应链环境下的农产品质押融资风险类型基础上,采用层次风险和模糊综合评价方法评价企业开展业务的风险较为适宜。
Agricultural products financing is the embodiment of inventory financing,and has an important significance to solve the financing difficulties of enterprises related agriculture. However,slow deterioration of agricultural products result in more uncertainty in the business,so it is necessary to explore the risk prevention of agricultural products financing. In this paper,based on analyzing risk types of agricultural products financing in the supply chain environment,a given enterprise's risk is evaluated by using methods of hierarchical risk and fuzzy comprehensive evaluation.