中文摘要：

普惠制金融是集金融制度建设与金融公平性要求于一体的一种金融实现机制,虽然被明确提出的时间还不很长,但它作为一种金融发展的新思路已经被社会所认可,围绕此问题也形成了一定的成果,包括了基本内涵、结构特点、作用价值、研究方法构建,以及发展路径等方面,基本形成了对此问题研究的论述框架,然而,研究的关注度还有待提高,研究的方法和深度还有待拓展,也有必要多从金融排斥问题中寻找研究点。

英文摘要：

Inclusive financial system set construction of the financial system and financial fairness requirements in one realization of a financial mechanism, although clearly not a very long time, but as a financial development of new ideas it has been recognized by society ,around this problem certain results is forming, including the basic connotation, structural features, the role of the value of research methods to build, and the development path, etc. The basic formation of this issue has been formed, but the attention of the research must to be improved, and depth research must to be expanded, it is necessary to find research points from financial exclusion problem.