综合现有研究成果及实地调研、访谈,提炼线上农产品供应链金融的风险架构:信用风险、供应链运作稳定度风险、农产品风险、网路信息技术风险及法律风险,并据此,构建线上农产品供应链金融风险指标评价体系。针对其风险类型的特殊性,运用结构方程理论进行风险评价,并结合对重庆市开展业务的电商企业、金融机构等的调研数据进行分析,得出相关评价结果。根据研究结果,提出了风险防范的对策建议。
Base on the integration of existing research results and results of field survey,refining risk structure of online agricultural products supply chain finance including credit risks,risks of supply chain stability,risks of agricultural products pledge,risks of network technology and risks of legal regulations and policies,and accordingly,this paper constructs risk evaluation index system of online agricultural products supply chain finance.In view of the particularity of these risks,this paper carries on the risk as-sessment using the structural equation theory,and analyzes the risks according to collection data from en-terprises,financial institutions etc.in Chongqing.Finally,this paper suggests on how to prevent risks based on the research results.