中文摘要：

文章通过文献检索以及对50名中高层管理者的行为事件访谈，编制了《金融组织核心胜任特征调查问卷》；结合问卷调查的结果，运用因素分析等量化的统计方法，初步构建了包含金融监管能力、战略定位、组织保障、金融创新、队伍素质、责任行政、风险管理水平等7个因素的我国金融组织核心胜任特征模型，分析表明该模型具有较好的信度和效度，对指导我国金融组织和谐构建、提升我国金融组织的核心竞争力具有重大意义。

英文摘要：

Organizational core competences are the combination of various distinctive and competitive sources. A questionnaire about the core competences of financial organizations is designed by reviewing previous relevant literatures and by interviewing fifty middle and top mangers; then the results are analyzed by using the factor statistics method and the core competences model which includes seven factors- financial supervision ability, strategic position, organizational security, financial innovation, staff qualification, responsible administration and risk control. The research indicates that this model has a good reliability and validity, and it is of great importance for China＇s financial organizations to construct their harmony and to enhance their core competitiveness.