本文针对理财产品市场的复杂现状,建立商业银行理财产品的评价指标体系,以23家国内商业银行发行的人民币银行理财产品为样本,从风险和收益两个维度对理财产品进行综合绩效评价,并在此基础上为理财产品市场进一步的发展提出了相关的建议。
The paper aims at the complicated situation of financial product market, establishes evaluation index system, selects financial products of 23 commercial banks as samples, evaluates comprehensive performance from two dimensions of risk and benefit, and on this basis puts forward relevant suggestions for further development of financial product market.