中文摘要：

以民营企业为基础的产业集聚群是浙江经济快速发展的重要原因。然而产业集聚的形成依赖于一定的外部环境,特别是对于资金的需求和金融结构有特殊的要求。本文通过对浙江11个市2000-2007年的面板数据,分析不同的金融结构对产业集聚的影响。并根据研究结论,提出了优化区域金融结构、促进浙江产业集聚群健康发展的对策建议。

英文摘要：

The private economy-based industry cluster is the reason of rapid economic development of Zhejiang.The formation of these clusters, however, depends on the external environments, especially on the needs of capital and requirements of financial structure. Thus, this paper tries to find the influences of different financial structures on the development of industry clusters by analyzing the panel datas from the year of 2000 to 2007 in 11 cities of Zhejiang Province. This paper will give some constructive countermeasures and suggestions to optimize the regional financial architecture and to facilitate the healthy development of industry clusters in Zhejiang.