中文摘要：

在经济转型的历史进程中，中国居民消费的宏观制度环境和微观选择行为发生了较为重大的变迁。文章在制度转型的宏观背景下，基于居民消费行为的分析框架，分别建立了城镇与农村居民宏观消费与储蓄模型，并对中国城乡居民消费与收入的长期均衡和短期波动关系进行了实证检验。在此基础上，提出了相应的政策建议。

英文摘要：

During economic transitional period in China,significant changes have taken place in the macro- system surroundings as well as micro - level selective behavior of residents consumption. Under the macro - background of systematic transition, and based on the analytical frame of residents＇ consumption behavior, this paper respectively creates macro - consumption and savings models of beth urban residents and nu＇al residents. In addition,this paper conducts positive test on the relation between long - term equilibrium and short - term fluctuation of Chinese urban and nu＇al residents＇consumption and income. Based on which,the corresponding suggestions are pat forward.