中文摘要：

笔者针对我国信托公司风险控制体系存在的问题,基于《信托公司净资本管理办法》,依据协同理论,一方面,增设杠杆率,与以净资本为核心的外部净资本监管形成表象与本质的外部监管体系;另一方面,在内部风险管理中引入经济资本监测风险的非预期损失;构建信托公司＂净资本—经济资本＂双重资本监管模型,实现风险可控前提下利益最大化的目标。

英文摘要：

This article aims at existing problems of risk control system of trust company in our country. Based on ＂Net Capital Management Method of Trust Company＂ and synergy theory, on one hand, this article adds leverage ratio to external net capital regulation whose core is net capital to form external supervision system of surface and nature. On the other hand, this article introduces economic capital to monitor unexpected losses of risk in inter- nal risk management. This article structures ＂net capital-economic capital＂ dual capital regulation model in trust company to achieve the goal of benefit maximization under risk control.