中文摘要：

利用安徽省夏玉米种植区15个农业气象观测站点1971—2010年的逐日降水资料并结合区域夏玉米抽雄-乳熟期（产量形成关键期）的降水距平与夏玉米干旱减产率进行分析,建立了干旱天气指数模型。提出夏玉米干旱的保险赔付标准,并利用各市（县）的干旱风险评估结果修订干旱天气指数保险费率,最终得到各地区的夏玉米干旱天气指数保险产品。将设计的保险产品在安徽省淮北市濉溪县试验应用,该产品可以基本反映实际夏玉米干旱风险状况,有助于农业保险公司客观、快捷地提供农业灾害的经济补偿。

英文摘要：

In order to establish the drought weather index insurance model of summer corn,this paper analyzed the relationship between the precipitation anomaly from the male stage to the ripening stage（critical period of yield formation）and historical yield loss based on the 1971-2010 daily precipitation data from 15 agrometeorological observation stations,proposed the standard of insurance claims of summer corn drought,and then revised the insurance rate using the result of drought risk assessment.The drought weather index insurance products of summer corn were obtained and later the insurance products were applied in Suixi County of Huaibei City,Anhui Province as an experiment.The results show that the application of weather index insurance product can basically reflect the actual drought risk of summer corn,and objectively and quickly provide the economic compensation of agricultural disaster.