中文摘要：

发展普惠金融是中国全面建成小康社会的必然要求，这一时期以来，中国普惠金融发展问题不论在理论界还是实务界备受关注，中国普惠金融发展的理论与实践也在探索中前行。试图从一个宏观的视角，就普惠金融的含义与基本框架、发展逻辑、现实考察与发展路径等方面内容进行全面梳理与分析，并就下一步研究的重点予以展望与评述，以期能为推动中国普惠金融发展进行更多的学术探讨与交流。

英文摘要：

Development of financial inclusion is the completion of a comprehensive well - off society is the inevitable requirement, recently, the de- velopment of inclusive financial problems in China whether in theory or in practice are very concerned about, Pratt and Whitney in China＇s financial development theory and practice also in the exploration of the forward. This paper attempts to based on a macro perspective, from the aspects of the meanings and basic framework of financial inclusion, logical development, study the reality and development path are comprehensively reviewed and analyzed, and the focus of the next step study to be outlook and review, to look forward to more academic discussions and exchanges to promote the development of inclusive financial in the country.