在经济全球化和我国经济国际化发展程度不断提高的背景下,我国商业银行离岸业务发展面临着难得的战略机遇。本文在离岸金融内涵和商业银行离岸业务现状分析的基础上,分析了我国商业银行离岸业务经营的客户定位策略、产品组合创新策略和离岸业务与在岸业务协同策略,期望能够为我国商业银行离岸业务的发展提供借鉴和参考。
With the economic globalization and rapid development of China' s economic internationalization, the offshore business of Chinese commercial banks is faced with a valuable strategic opportunity. Based on an analysis of the content of offshore finance and the current situation of commercial banks' offshore business, the authors analyze the customer positioning strategy, product portfolio innovation strategy and the onshore and offshore business cooperation strategy of Chinese commercial banks' offshore business, expecting to provide reference for the offshore business development of Chinese commercial banks.