中文摘要：

自从全球金融危机爆发后,对金融系统的风险研究得到了人们越来越大的关注.为了对金融系统运行规律进行研究及调控金融风险,有必要建立金融仿真系统以便进行各种仿真的金融实验.另外一方面,随着我国金融产业的发展,需要培养越来越多的金融专业人才.金融仿真系统可以为他们提供虚拟的操作训练的环境.银行网络系统是复杂金融网络系统的重要组成部分,将每个银行设计为能和外部交互的智能代理体,研究并设计了银行网络仿真系统中的重要模块.设计完成的仿真系统为金融系统风险问题的研究提供了验证平台.

英文摘要：

The study on the system risk of financial systems attracts increasingly attentions after the burst of the global financial crisis. It is required to establish financial simulation system to take simulated financial experiments. These experiments can be used to explore the underlying raw of the evolving of financial systems, which helps us to understand the financial risk and further to regulate it. On the other hand, more and more financial professionals are needed with the development of the financial industry of our country. The financial simulation system provides a virtu al environment for the training of these professionals. The banks were designed as agents in this paper, which can in teract with external environment. The important modules of the bank network simulation system were designed. The simulation system was verified by applying it to the problem of the financial system risk.