随着中国经济持续高速发展,人民币的国际化进程日益加快。近年人民币出现了贬值趋势,引发了增持美元资产的思考。通过股票、债券、银行储蓄投资收益的实证分析及检验得出结论:无论选择何种投资方式,在新常态下的人民币汇率市场化改革和中美金融市场发展态势的长期影响下,中国金融市场相比美国而言有更高的投资价值。中国金融市场的投资价值和中国经济全面向好的发展态势,对于"十三五规划"坚持稳中求进、做好货币规划的目标具有启示作用。
With the rapid development of Chinese economy,the process of internationalization of the RMB is speeding up. However,the devaluation of the RMB has recently led to an increase in holdings of dollar assets.Through the empirical analysis and inspection of investment income of stocks,bonds and bank savings,the conclusion is that,under the new normal of marketization reform of the RMB exchange rate and under the long- term impact of the financial market development trend in Chinese and US,no matter what kind of investment method,Chinese investment income is higher than that of America.