中文摘要：

从我国农村信贷市场发展的现状出发,分析了农村信贷担保融资面临的困境,并在结合农村实际情况的基础上,提出了完善我国农村信贷担保机制的相关对策建议,以期促进我国农村信贷担保融资规模的扩大与农村社会经济的发展。

英文摘要：

Based on the situation of the development of the rural credit market in China, problems of rural credit guarantee financing was analyzed. The measures and advices were put forward to improve the rural credit guarantee system and to expand the scale of rural credit guarantee financing and to promote the development of rural economy in China.