中文摘要：

本文利用2006-2010年我国城市商业银行的数据及地区金融生态环境数据,以金融生态环境为切入点,对股权结构、金融生态对城市商业银行绩效的影响进行实证分析。研究结果发现：城市商业银行的第一大股东国有性质、控制能力及股权集中度对城市商业银行绩效存在显著的负向影响。但是当分别分析时,第一大股东的国有性质对处于金融生态好的地区的城商行的绩效的影响为负,而对处于差的金融生态的城商行绩效的影响不显著;第一大股东的国有性质对大规模银行绩效的影响为正向,对小规模银行绩效的影响为负,金融生态对大规模银行绩效的影响系数为负,对小规模银行而言系数为正,但是这种影响不显著。

英文摘要：

Using data of China＇s city commercial banks and regional financial ecological environment from 2006 to 2010,from the perspective of the financial ecological,the paper empirically studies the impact of ownership structure,financial ecology on the City Commercial Bank performance.The results show that the state-owned properties、control capability and ownership concentration of the largest shareholder of city commercial banks significant have negative impact on the performance of city commercial banks.But the impact of the state-owned properties of the largest shareholder on the city commercial bank is positive,while no significant effect on the ones in poor financial ecology;the impact of the state-owned properties of the largest shareholder on the large-scale bank is positive.Financial ecology has negative impact on the performance of large-scale banks,while positive impact on the small city commercial banks,but no significant.