中文摘要：

利用广州市1984年第三产业普查数据，1996年、2001年基本单位普查数据以及金融机构名录资料等数据，识别出广州市4个金融机构微观集聚地段，并概述了天河北地段金融服务业发展状况。通过对天河北地段金融服务业及其辅助行业经理人员的访谈和问卷调查，得出灭河北地段金融机构线性增强微观集聚模式的特点，即空间卜尚未连接成片区，组织结构尚未形成垄断，集聚程度不高，金融机构及其辅助机构与众多非金融性公司之间的锁定关系使集聚得到强化，政府以及行业公会组织公共服务尚显不足。指出了天河北金融机构微观集聚对于广州市21世纪CBD金融商务区建设的借鉴意义。

英文摘要：

The case studies on the micro - aggh）memtion of fitmncial institutions in certain city are scarce in China. Based on the second - hand data from ＇ tbe tertiary industry census＇ （1984）, ＇ the basic tmits census＇ （ 1996,2001 ） and other social - economic statistics, this paper discemed four comparatively agglomerative spots of financial institutions in Guangzhou. And then the situation of financial services at Tianhebei spot, one of the agglomerative spots, was described briefly. Through interviewing with the managers of financial services and their auxiliary industries using semi-open questionnaire, some characteristics of financial institution micro - agglomeration model belonging to the linear enhancing type at Tianhebei spot were summarized as follows： ①The locations of financial institutions were not connected compactly as a area sector. ②The monopolistic structure both of financial demand and supply markets could not be found yet. ③The agglomerative level of financial institutions was relatively low. ④A interlocking between the institutions of financial services and their auxiliary industries enhanced the ag- glomeration of financial institutions. ⑤The public services ought to be supplied by government department and industrial public organizations were not adequate to promote the clustering of financial services. This paper also indicated some aspects worth of taking as suggestion for Guangzhou 21th Century CBD development.