欢迎您！东篱公司
退出
-
申报数据库
-
立项数据库
-
成果数据库
-
项目获奖数据库
中文摘要：
近年来，商业银行经历着传统的资产负债业务的减少和非利息业务的上升。非利息收入在收入结构中占的比重大大提升。本文以14家商业银行1996—2005年的数据为研究对象，对中国银行业非利息业务规模与银行特征关系进行了研究。研究结果表明，非利息业务规模与银行资产规模、净利差收入、资本比率、人员规模负相关，与信用风险正相关。
英文摘要：
In recent years, China＇ s commercial banks have experienced a decline in its traditional business of financing loans and the increase of noninterest income business. This paper observes the relationship between noninterest activities and bank features in Chinese banking sector by analyzing the data of 14 commercial banks from 1996 to 2005. The empirical analysis suggests that a negative relationship between noninterest activities and bank asset, net interest margins, capital ratio, human resource, and a positive relationship between noninterest activities and credit risk.
同期刊论文项目
同项目期刊论文
期刊信息
位置：