欢迎您！东篱公司
退出
-
申报数据库
-
立项数据库
-
成果数据库
-
项目获奖数据库
中文摘要：
随着我国利率市场化改革的不断深入，利率的形成机制和定价水平对于资金运用和资源配置的效率有着极其重要的意义。本文运用无锡某国有银行提供的中小企业贷款数据及相关金融理论，对中小企业的贷款定价行为进行实证分析，检验了相关因素对于贷款利率的实际影响，并对进一步完善银行的贷款定价机制提出建议。
英文摘要：
With deepening the reform of interest rate market, the formation mechanism and pricing of interest rate play a significant role in capital utilization and resource allocation. The paper makes an empirical analysis of loan pricing based on internal factors within small and medium enterprises using SME loan data from a state-owned bank from Wuxi. The paper tests actual impact of some indicators on loan interest rates and makes suggestions on how to further improve loan pricing mechanism in banks.
同期刊论文项目
同项目期刊论文
期刊信息
位置：