中文摘要：

很多研究表明巨灾风险的存在是我国农业保险市场失灵的一个主要原因，对其背后的原因从微观层面进行了诸多论证，并提出了相应的巨灾风险分散的手段，但对于农业巨灾风险管理的研究则刚起步。至于从制度层面进行深入研究的文献，更是少之又少。本文以大量的现有文献研究为基础，首次运用比较制度分析对农业巨灾风险管理进行制度层面的分析，认为互补性制度的缺失是导致农业保险市场失灵的深层次原因，这也是我国长期未能确立衣业保险制度的一大困境，而政府部门的引导和支持、社会保障制度的完善以及保险、再保险等制度多样性的支撑和风险管理技术的创新是农业巨灾风险管理制度确立与创新的前提。

英文摘要：

Many researches have demonstrated that the existence of catastrophic risk is the main reason of market failure of the agricultural insurance market. They studied on the underlying causes from the micro-level, and put forth corresponding means to spread catastrophic risks. However, the research on agricultural catastrophic risk management is just on its first step and few studies have been conducted from the institutional perspective. Based on existing literatures, this paper reviewed researches on agricultural catastrophic risk management system from a comparative institutional analysis perspective. The review showed that the lack of complementary systems was the deeper-level cause of agricultural insurance market failure, which was also the reason that China hadn＇t established the agricultural insurance system for a long time. Moreover, the prerequisites of the establishment of agricultural catastrophe risk management systems and innovation were the guidance and support from government departments, the improvement of the social security system, the development of both insurance and reinsurance markets, and the innovation of risk management technology.