中文摘要：

金融是现代经济的血液，是产业发展的助推器，产业集聚区的形成与区域经济的发展自然离不开金融的支持。文章以长江三角洲地区16个地市①2000—2007年的面板数据为基础，对金融结构、产业集聚与区域经济增长关系进行了实证研究。分析表明：产业集聚与区域经济增长存在稳定的正相关关系，存（贷）款集中度和股市融资规模对区域经济增长都具有显著的正向作用，融资结构呈显著的负向作用，而贷款结构的影响并不明显。最后据此提出了简短的政策建议。

英文摘要：

Finance is the blood of modern economy and the boosters of industrial development. The development of industrial agglomeration certainly depends on financial support. Based on panel data of 16 cities in Yangtze River Delta region during the period of 2000 -2007, this paper empirically studies the relationship among financial structure, industrial cluster and regional economic growth. The result shows that there is a stable positive correlation between industrial agglomeration and regional economic growth, and both the deposit（loan） concentration and the size of equity financing have a significant and positive effect on regional economic growth, while financing structure has a significant and negative effect, and the impact of loan structure is not obvious. Finally this paper presents some brief countermeasures.