中文摘要：

本文以阿克苏地区为例,对阿克苏地区目前的农户贷款模式做出讨论与评价,并以此为背景对阿克苏地区推行农村土地承包经营权抵押贷款的有利条件与障碍因素进行分析,讨论在阿克苏地区乃至新疆循序推行农村土地承包经营权抵押的可行性。

英文摘要：

This paper takes Aksu area as an example,discusses and evaluates the loan models of presents in Aksu area.And with the background of Aksu area,this paper analyzes the favorable conditions and the factors of obstacle to take the rural mortgage of land contract management right mode in Aksu area,and it also analyzes the feasibility of taking the rural land contracted management rights of mortgaged mode in this area or the whole area of Xinjiang.