中文摘要：

本文以内蒙古自治区12个盟、市2009-2014年的年度数据为样本,基于正规金融机构的覆盖率、存贷款、保险、信息与基础设施4个维度的16个指标,构建内蒙古普惠金融发展水平评估指标体系,运用变异系数法对每个指标赋权后建立普惠金融发展指数并对各盟、市普惠金融发展水平进行测度,通过横向和纵向比较分析各盟、市普惠金融发展水平,找出差异进而分析产生差异的原因,最终提出相应的政策建议。

英文摘要：

Taking the annual data from 2009- 2014 on the twelve alliances and cities of Inner Mongolia in China as samples,the paper constructs an evaluating index system on inclusive financial development level（ IFDL） including sixteen indexes,four dimensions of formal financial institutions such as coverage rate,deposits and loans,insurance,information and infrastructure. After empowering to each index with variation coefficient method,the paper establishes an IFDL＇s index and then measures the IFDL of each alliance and city. Through horizontal and vertical comparison and analysis on the IFDL index in 2009- 2014 of each alliance and city,the paper finds out the difference of IFDL index and then analyzes its reasons furthermore and finally puts forward corresponding policy suggestions.