中文摘要：

目的 了解遵义市城区老年人养老及投资观念,为制定养老政策提供依据.方法 采用自制问卷对遵义市城区294名老年人进行调查并分析.结果 294名老年人中,180名（61.2%）老年人认为最理想的养老方式为居家养老,156名（53.1%）认为最理想的居住方式为与子女同住,273名（92.9%）老年人选择公办机构养老,影响老年人选择养老机构的主要因素有医疗保健、绿化环境、服务价格、服务质量、交通便利、服务态度等.在养老投资观念上,计划每月投入养老的金额在2000元以下者占65.3%,完全不投入者占28.9%;计划将月收入的1/5用于养老者占27.9%,2/5者占32.0%,3/5者占19.7%,4/5者占12.6%,7.8%的老年人计划将全部月收入用于养老.结论 在经济欠发达的遵义地区,老年人养老观念较为传统,家庭养老依然是养老方式的主流,与子女同住依然是老年人最理想的居住方式.在选择养老机构时,医疗保健条件好、收费在2000元/月以内的公办机构是老年人的首选.在今后的养老方式改革与发展中应注重医疗保健设置及亲情关怀,给老年人以健康保障及家的温馨感觉.在大力发展公办养老机构的同时,结合老年人的经济情

英文摘要：

Objective To understand the old people＇s attitude towards endowment insurance and investment in Zunyi, Gulzhou Province. Methods Totally 294 old people in Zunyi were surveyed using a self - designed questionaire. Results Of these 294 subjects, 180 （61.2 % ） believed that the best providing style is family, ly provision and 156 （53.1% ） believed that the best living way is living together with their children. When choosing a provising institution, the elderly were most concerned a- bout health care condition, green environment, costs, quality of service, and transportation. Most subjects preferred govern- ment -operated institutions than private institutions. Most subjects （65.3%） would pay a provision fee of less than 2 000 yuan, whereas no inveatment accounted for 28.9%. In addition, 27. 9% of the elderly would pay 1/5 of their monthly income for pro- vision, 32.0% would pay 2/5, 19.7% would pay 3/5, and 12. 6% would pay 4/5 ; only 7.8% of the elderly would pay all of their monthly income tbr provision. Conclusion In the less developed region Zunyi, the elderly people has more traditional atti- tudes towards the provision for the aged.