中文摘要：

在国际经贸交易中，与传统担保方式相比，银行担保具有解决各有关方冲突以实现利益平衡和公平正义、建立合理秩序确保当事人权益安全、减少投入实现经济效益最大化以及尊重当事人意思自治，保障充分自由等许多独特价值。此外，银行担保还具有担保债权的实现、支付清偿、提存和融通资金、信用评估和证明等传统担保所不具有的独特功能。在经济全球化大背景下，我国应尽快通过立法确认银行担保的价值和功能。

英文摘要：

In the transaction of international business, bank guarantee is uniquely valuable in resolving conflicts of the relevant parties for the achievement of interest balance and fair justice, establishing a rational order and reducing inputs to maximize economic benefits. In addition, bank guarantee also has the exclusive function of guaranteeing the implementation of creditors＇rights, paying and liquidating, drawing and circulating funds, assessing and certificating credits.