中文摘要：

通过对我国28个省份1990---2004年的数据进行面板分析，考察金融发展对地区经济差异的影响，以及与金融联系紧密的财政分权对于这种影响的作用。结果表明：在东部和西部地区，金融发展对经济增长产生了显著的促进作用，而在中部和东北地区，金融发展却没有形成推动经济增长的良性机制。而财政分权对金融发挥促进经济增长作用的影响在不同区域也各不相同，其中仅在东北地区和西部有利于金融发挥促进经济增长的作用，其他地区则产生了不利影响。同时，还考虑了金融政策因素，以及经济的非国有化等反映市场经济制度的变量对金融与地区经济增长之间关系的影响。最后，在实证分析的基础上提出了从区域金融的角度协调我国区域经济发展的政策建议。

英文摘要：

In this paper the author investigates the effect of regional finance on economic disparity and the effect of fiscal decentralization though using panel data analysis to analyze 28 provinces＇ statistics from 1990 to 2004. The results show： in the east region and west region the financial development has a positive effect on the regional economic growth. But in the middle region and northeast region the financial development has a negative effect on the regional economic growth. The effects of fiscal decentralization on the financial development and economic growth are different in different regions. Its positive effects are only found in West and Northeast. At the same time the author also thinks over how the factors such financial policies and the degree of denationalization affect the relation of financial development and regional economic growth. At the last there are the conclusions and policy proposes to coordinate regional economic from the aspect of regional finance.