中文摘要：

以国有商业银行、股份制商业银行和城市商业银行为研究对象,利用面板模型,从宏观和微观两个方面对上述银行的流动性创造进行回归分析,以探讨不同因素对银行流动性创造的影响。

英文摘要：

Taking the state-owned commercial banks,joint-stock stock,commerical bands and city comerical banks as the objects,we have the studies on regressionanalysis of the liquidity creation for the above banks in spects of both macro and micro views,to discuss the inflencial factors on the liquidity creation.