中文摘要：

农业规模化进程中,家庭农场、合作社、龙头企业等新型经营主体日益成为农业保险发展的重要力量。深入研究新型经营主体与传统农户在农业保险需求方面的异同点,具有重大的理论和现实意义。本文利用保监会2014年的调研数据,采用logit二元选择模型对各经营主体的保险需求进行了对比分析,研究发现随着规模化经营的逐步推进,合作社、龙头企业等新型经营主体对农业保险的需求更为强烈,而其多样化、高保障的保险需求并未得到满足,本文就此提出政策建议。

英文摘要：

In the process of agricultural scale management, family farms, cooperatives, leading enterprises and other new business entities have increasingly play a more important role in the development of agricultural insurance. It is of significant theoretical and practical significance in depth study of the similarities and differences between the new business entities and the traditional farmers to the agricultural insurance demands. This paper makes a comparative analysis to the insurance demands of different business entities by Logit binary choice model using the 2014 survey data of China Insurance Regulatory Commission. The study found that with scale operation step by step, the agricultural insurance demands of cooperatives, leading enterprises and other new business entities are more intense, but their diversification, high security of insurance demands have not been met. To this end, this paper puts forward policy recommendations.