中文摘要：

投保者面对不同的风险事件时,选择合适的投保策略尤为重要.本文主要研究了在不确定环境下几类保险理赔的策略,其中包括免赔额保险,停止损失保验,限额保险和比例损失保险.并运用不确定理论的数学方法,得到了这几类保险理赔的不确定分布函数公式以及数值算例.

英文摘要：

Due to existing risk in our daily life,it is important to choose insurance for insurers.In this paper, we will try to study the policies of several kinds of insurance claims（exempt insurance,stopping-loss insurance, quota insurance and proportion insurance） in uncertain environment.Based on uncertainty theory, which is a new branch of mathematics,we get the distribution formulas of several kinds of insurance claims in uncertain environment and give some numerical algorithm.