中文摘要：

经济危机背景下银行业发展与经济增长的关系成为理论界关注的焦点。本文从银行业规模、结构和效率三方面对国内外二者关系研究的主要文献进行梳理，研究发现国内外绝大多数学者肯定银行业规模因素尤其是银行信贷对于经济增长之间具有促进作用，同时却忽略银行负债规模对经济增长的影响；多数国内学者认为垄断性的银行市场结构对我国经济增长不利。当前的研究仍存在一些不足，如研究方法不合理，研究角度较为片面，过度重视银行业规模性和结构性因素而忽视效率因素对经济增长的影响等问题。

英文摘要：

Banking industry development means the expansion of scale, the optimization of market structure and the improvement of efficiency. In this paper, the author does a more detailed summary on the literature about banking industry development and economic growth, affords a base for future studies. The vast majority of scholars think that banking scale factor ,especially banking credit ,has played a catalytic role in economic growth, however ignore banking loans factor. The impact of banking structure on economic growth isn＇ t conelusive. There are still some existing problems on current studies, such as unreasonable research methods and one-sided research perspective.