中文摘要：

互联网金融在我国的迅速发展,深化了互联网与传统金融的交融,开辟了我国经济新常态下的小微企业融资的新渠道。文章从新兴互联网金融的视角出发,结合新疆小微企业发展的现实状况与所处的环境,分析新疆小微企业融资难的原因,基于互联网金融融资的优势提出引导民间融资、完善征信体系及加强互联网金融监管等建议,以期对新疆小微企业摆脱融资的瓶颈提供新思路。

英文摘要：

The internet financial in our country developed rapidly, it deepened the interaction of the intemet and traditional financial and opened up the new channel of the small micro enterprises financing under the new nor- mal economy. From the perspective of emerging Internet finance, combine the reality and the environment of the development in Xinjiang small micro enterprises, this paper analyzed the reason of financing difficulties in Xinjiang small micro enterprises. Based on the advantage ing non, governmental financing, perfecting the We hope these advices can provide new ideas to prise. of the internet financial financing, it put forward some advice ： guid- credit system and strengthen the supervision of internet financial. get rid of the bottleneck of financing for Xinjiang small micro enter-