中文摘要：

对比研究五种典型的金融监管模式,分析各模式的优势和劣势,综合各国金融监管模式归纳出普遍适用于选择监管模式的基本原则。针对我国金融监管体制中存在的问题,提出实质性建议。

英文摘要：

The paper mainly aims to comparative study of five typical financial regulation architectures. Through comparative analysis between the advantages and disadvantages of each architecture,and integration of national financial regulatory model,summarizes a number of basic principles generally applicable to the choice of regulatory approach,and puts forward substantive recommendations to perfect the financial regulatory system in China.