中文摘要：

模型中基于个体货币的转移,近似于用类比热力学中的分子运动来研究货币的分布状况,在热力学中某一状态发生的概率,早由Blotzmann和Gibbs提出[1].基于实际交易,引入Gini系数衡量制定的交易规则下货币分布状况；为了更加符合实际,对模型进行了改进,引入每次交易成功的概率r,其中r由交易过程中的一些影响因素作用而随机生成,经过分析得出更具有现实意义的模型.

英文摘要：

Based on individual monetary transfer, the model studies the monetary distribution situation by the molecular movement approximate to analogical thermodynamics. The probability occurred from a state in thermodynamics was pointed out by Blotzmann and Gibbs in reference [ 1 ], and monetary distribution situation is measured by transaction rule made by Gini coefficient. In order to further fit for the practice, the author modified the model, introduced probability r successful in every transaction, where r is affecting factors in the transaction process, as a result, the model is more randomly generated by the action of some valid after analysis.