中文摘要：

党的十八大报告指出，产业结构升级是当前我国转变经济增长方式的关键所在。本文以我国14个集中连片特困地区之一的武陵山区的重要组成部分——渝东南山地区县为例，通过PVAR模型的构建，运用面板脉冲响应分析和方差分解技术对该地区金融效率与产业结构升级之间的互动关系进行深入研究，并提出了有针对性的政策建议。

英文摘要：

The report of the 18th CPC key to the transformation of economic growth National Congress notes that industrial structure upgrading is the pattern. This paper focuses on the mountain district area of southeast Chongqing in Wuling mountain area, which is one of 14 contiguous poverty - stricken tries to figure out the interactive relationship between financial efficiency and industrial here based on PVAR model with panel impulse response analysis. Furthermore, the paper areas in China, and structure upgrading also gives out appro-priate recommendations.