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中文摘要：
文章基于Panzar-Rosse模型研究了2000年到2007年之间中国金融业中银行市场结构和竞争状态,利用H统计值法,测定H值在0.147 491~0.895 820之内,研究表明中国的银行业仍处于垄断竞争状态,并且从垄断过渡到适度竞争阶段,银行业需要更多的竞争政策,以确保在中国金融市场的适度竞争并促进其发展。
英文摘要：
This paper researches the banking market structure and competition status in China＇s financial industry based on Panzar-Rosse model from 2000 to 2007 by using the H statistics method.The H value tested is between 0.147 49 and 0.895 82.It shows that China＇s banking sector is still in monopolistic competition state and the transition from monopoly to moderate competition,and the banking industry needs more competition policy in order to ensure proper competition in China＇s financial market and promote its development.
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