中文摘要：

随着物联网、大数据、云计算的悄然兴起，如何运用互联网思维改革养老服务产业成为我国老年产业发展重要议题。智慧养老模式是以互联网为支撑，将传统家庭养老、社区养老和机构养老互融互通的新模式．具有一体化、个性化、智能化、产业化的特点。政府要在智慧养老服务产业发展的过程中起主导作用。通过制度建设、设施建设、软环境改造等战略措施促进产业发展。智慧养老产业发展还需要整合社会力量，得到学校、公益组织、志愿者的大力支持。产业层面则需要养老服务企业、互联网企业、医疗机构等多元主体的相互合作．通过模式创新、流程再造、服务创新促进产业的优化发展。

英文摘要：

Along with the Intemet of things, big data and cloud computing has emerged, it has become an important issue for aging industry development by using the Internet thinking. The wisdom pension mode, based on Internet, combined the traditional family endowment, community endowment and institution endowment is the new mode which has the characteristics of intelligent integration, personalization, and industrialization. Governments should play a leading role by reforming the system construction, infrastructure construction, transforming soft environment in the process of the development of wise endowment service industry. Wisdom pension industry development also need to integrate social forces, schools, public welfare organizations, volunteer team support. The pension services companies, Internet companies and medical institutions should cooperate with each orther, optimizing industrial development through model innovation, process reengineering and service innovation.