许多研究表明,很大一部分商业银行操作风险事件的产生与银行职员的心理因素密切关联。文章从行为金融理论角度对人员因素诱发的商业银行操作风险进行了解释,并提出了相应的管理建议。
Many researches have indicated that personnel's mentality is involved in operational risk in commercial bank. The paper gives an explanation of the behavior finance theory on it. Also, advice is pat forward by the author to guard against the operational risk derived from personnel's mentality in commercial bank.