目前我国工伤保险覆盖面显著扩大,对劳动者的保护明显加强。作为工伤保险主要的受益群体之一,农民工签订劳动合同比例很低,流动频繁,工伤赔偿程序复杂且成本较高。我国迫切需要扩大工伤保险对农民工的覆益面,提升管理水平,力争及时赔付,尽早普及省级基金统筹,优化保险费率结构,创建预防、补偿与康复“三位一体”的工伤保险制度。
At present, Chinese injury insurance coverage has expanded and strengthened protection of workers significantly. As one of the main beneficiary groups of injury insurance, migrant workers have signed a very low percentage of the labor contract, their current frequent, complex and high cost of workers" compensation program are barriers to the promotion of work - related injury insurance. China is urgent need to expand the coverage of the injury insurance for migrant workers, and strive to improve the management level claims in a timely manner, as soon as possible to universal access to provincial funds co - ordination, optimize the structure of insurance rates, and create a work - related injury insurance system of prevention, compensation and rehabilitation "Trinity" .