中文摘要：

通过对甘肃省岷县农户的实地调查，对当地农业保险发展现状进行了分析和探讨，发现农业保险在贫困地区存在的主要问题，并提出了相应的发展对策。

英文摘要：

Through the field survey on the farmers in Min county, Gansu province, the author analyzed and explored the devel-opmental status of local agricultural insurance. The main problems in the development of agricultural insurance in poor regions were found. The corresponding developmental countermeasures were proposed.