中文摘要：

农产品供应链金融是供应链金融的具体应用和业务拓展,对缓解农业产业链条中农户、合作社、中小企业的融资困境具有重要意义。但传统农产品供应链金融受到信息、区域、行业等诸多限制,使得业务功效未能充分发挥。随着互联网技术的快速发展,农产品供应链金融业务线上化成为趋势,这对克服传统业务局限具有重要意义,但线上业务开展的环境更为复杂,参与主体较多,面临的不确定因素较多。在系统梳理和提炼线上农产品供应链金融风险类型基础上,采用因子分析方法分析公因子与具体影响因素间的关系,并构建线上农产品供应链金融风险防范模型。

英文摘要：

Agricultural product supply chain finance, which is the application and expansion of supply chain finance, plays a significant role in solving SMEs＇ or farmers＇ financing difficulties in the supply chain. However, restricted by information, location of the region, industry, and other factors, the traditional agricultural products supply chain finance fails to give full play to its advantage.Along with the rapid development of the Internet technology, online agricultural products supply chain finance has become a trend, which is helpful to o- vercome the traditional business constraints. However, compared with traditional business, developing business online is more complicated, as it involves more subjects and more uncertainties. Based on an analysis of risk types of online agricultural product supply chain finance, this paper, by applying factor analysis method, examined the relationship between the common factor and specific influencing factors and constructed a risk prevention model.