中文摘要：

通过实证分析发现农业经济发展水平、农村人均纯收入、农业保险赔付额、农作物种植面积和政府的农业保险支持政策对中国农业保险需求影响显著。其中,农业经济发展水平、农村人均纯收入和农作物种植面积对农业保险需求弹性的绝对值均大于1;协整检验发现各变量之间存在长期均衡关系;通过格兰杰因果关系检验发现,各变量均是农业保险需求发展的格兰杰原因;误差修正模型检验发现当短期波动偏离长期均衡时,系统以相当的调整力度将非均衡状态调整至均衡状态。

英文摘要：

It is found in the empirical analysis that the influence on the demand of agricultural insurance in China is obvious that is made by the economic development level in agriculture,net income per capita of rural residents,crop planting area,agricultural insurance claim amount and government support policy on the agricultural insurance,among which the absolute value of agricultural insurance demand elasticity related to the first three factors is greater than one,there is a long term equilibrium relationship between variables after the co-integration test,all the variables are related to the Grange causality caused by the development of agricultural insurance demand after the Grange-causality test,and the system puts the non-equilibrium state,at the considerable strength of adjustment,into the equilibrium state when the short-term fluctuation deviates from the long-term fluctuation after the test by error-correction model.