中文摘要：

供应链融资服务是一种新型的银行金融产品服务,是实现中小企业资金市场化的有效切入点。根据供应链融资业务运作特性以及影响融资企业信用水平的各观测点要素,建立了供应链融资企业信用水平评价指标体系,构造了评价指标的重合区间隶属度函数和隶属度向量,针对供应链融资企业信用水平,提出了阀值模糊评价、隶属度向量模糊评价以及典型模糊综合评价方法,并给出了评价操作流程,为供应链融资企业信用水平和风险管理提供了可以借鉴的方法和策略。

英文摘要：

As a new bank financial product,the supply chain financing （SCF） is an effective approach to realizing the capital marketization of small and medium-sized enterprises.According to the operating features of the SCF business operation and the key factors of each observation point that affect the financing enterprises＇ credit level,the author establishes an index system for the evaluation of the credit level of the enterprises with SCF,constructs the membership functions and vectors of the coincidence intervals of the evaluation indexes.To explore the enterprise＇s credit level,the author puts forward the fuzzy evaluation methods of the threshold values and the membership vectors and the typical fuzzy comprehensive evaluation method.The author also provides the assessment procedures,thus securing the approaches to and the strategies of credit level and risk management for enterprises with SCF.