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模糊层次分析法在小额贷款信用评级中的应用
  • ISSN号：1002-8692
  • 期刊名称：《电视技术》
  • 时间：0
  • 分类：TG333.17[金属学及工艺—金属压力加工]
  • 作者机构：[1]河北工程大学经管学院,河北邯郸056038, [2]河北大学管理学院,河北保定071002, [3]河北工程大学科信学院,河北邯郸056038
  • 相关基金：国家自然科学基金（No.61073121）; 河北省自然科学基金（No.A2012201033,No.F2012402037）; 河北省教育厅自然科学青年基金项目（No.Q2012046,No.Q2012068）
作者： 郭驰[1], 杨扬[2], 王超[1], 杨瑞[3]
关键词： 层次分析法, 模糊层次分析法, 贴近度, 小额贷款, analytic hierarchy process, fuzzy analytic hierarchy process, close degree, micro-credit
中文摘要：

随着小额贷款的日益普及,对小额贷款的信用评级也日趋完善,但在分析方法上尚存在不足。本文建立了小额贷款的评价层次结构,利用模糊层次分析法确定层次结构中指标的权重。给出了小额贷款信用等级的5个标准模糊状态向量,构建了小额贷款信用评级模型,为银行等金融机构提供了科学依据。通过算例,表明了该方法的有效性。

英文摘要：

With the growing popularity of micro-credit,the analysis methods are being matured,but they are still insufficient.This paper applied micro-credit evaluation fuzzy analytic hierarchy process to determine the index weight in the hierarchy.It gave five standard fuzzy state vectors for micro credit rating to construct a micro-credit rating model for banks and other financial institutions,which provided a scientific basis for them.The example showed the effectiveness of the method.

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期刊信息
  • 《电视技术》
  • 北大核心期刊（2011版）
  • 主管单位:中国电子科技集团公司
  • 主办单位:电视电声研究所
  • 主编：许盈（执行主编）
  • 地址：北京市朝阳区酒仙桥北路乙7号
  • 邮编：100015
  • 邮箱：tvea@263.net.cn; dsss@chinajournal.net.cn
  • 电话：010-59570246
  • 国际标准刊号：ISSN：1002-8692
  • 国内统一刊号：ISSN：11-2123/TN
  • 邮发代号:2-354
  • 获奖情况:
  • 第三届国家期刊奖百种重点期刊、中国期刊方阵双百...
  • 国内外数据库收录:
  • 美国剑桥科学文摘,英国科学文摘数据库,中国北大核心期刊（2004版）,中国北大核心期刊（2008版）,中国北大核心期刊（2011版）,中国北大核心期刊（2014版）,中国北大核心期刊（2000版）
  • 被引量:12712