目前我国农村社会保障体系格局基本形成,但制度体系还不健全,制度实施还存在诸多问题。而建立和完善农村社会保障体系既是解决我国“三农”问题和我国经济社会持续发展的迫切需要,同时也是广大农村居民的迫切期待。各地实践表明,我国基本具备建立和完善农村社会保障体系的可能性,但这一保障体系的建立与完善,必须按照城乡统筹的思路进行,其基本框架应由养老、医疗、就业、工伤、生育、社会救助、社会福利及社会优抚等制度体系构成。当前制度建立与完善的重点在于对农村社会养老保险、新型农村合作医疗、社会救助体系等问题的突破。同时也将面临以下难题:实现全覆盖难、保障资金的筹集难、保险关系转移难、保障功能扭曲效应的消除难等。
To concern about the constructing of Rural Social Security System (RSSS) is of real significance practically based on coordination between the urban and rural areas in China. This paper analyzes the status and problems of the present RSSS, and identifies the necessity, feasibility, approach,and frame of establishing and developing RSSS in China. Then, relevant suggestions for the system innovation and the difficulty, which might be faced, are raised.