中文摘要：

研究了短期借款和贸易信用对企业经营的影响，选取了734家上市公司，对其2006年和2007年的企业财务数据进行分析，给出了不同规模和不同行业的企业时短期借款和贸易信用这两种融资方式的依赖程度的统计分析结果．表明大型企业由于信誉水平高等原因比较容易通过银行贷款等方式获得短期借款，而小型企业则会由于较难获得融资而陷于资金短缺的境地，同时企业经营性质的不同也会影响到企业对融资的需求，其中制造加工型企业对贸易信用的依赖性比较大。

英文摘要：

This paper studies the influence of short-term loan and trade credit on enterprise operation by analyzing financial data from the selected 734 listed companies during 2006 and 2007. We provide statistical results on how heavily enterprises with different sizes and from different industries depend on short-term loan and trade credit. These results show that the large-scale enterprises can get short-term lending more easily with high credibility, while small enterprises will be more difficult to obtain financing due to the shortage of funds, that the different characters of business operations will affect the financing needs of enterprises, and that manufacturing enterprises depend on trade credit more heavily.