金融竞争力不仅是衡量经济发展的重要指标,更是区域综合竞争力的重要体现.针对我国金融竞争力发展滞后且不均衡的特征,创设了证券、基金、期货、社会融资规模和涉农贷款等多个指标,采用全面反映金融竞争力的综合评价指标体系,基于因子分析模型,对中国各区域的金融竞争力进行了测度与比较研究.研究发现,我国金融竞争力呈现出发展不均衡、地域差别较大的特点;区域经济金融发展水平对于区域金融竞争力的影响巨大,金融市场活跃度和证券筹资规模等因素也有重要影响.依据研究所得,结合各区域的实际情况,提出了提升区域金融竞争力的针对性建议.
The financial competitiveness is not only an important indicator of economic development, but also an important symbol of the regional competitiveness. By using the securities, funds, futures, scale of social financing,agricultural loans and the comprehensive evaluation index system, this paper measures and compares the financial competitiveness of some regions based on factor analysis model. The results show that China's financial competitiveness takes on the characteristics of unbalanced development and regional difference. The regional economic and financial development has great impact on the regional financial competitiveness, and financial market activity and the scale of securities financing also have an important impact. Based on the situation of each region, this paper proposes some suggestions to improve the regional financial competitiveness.